Successful financial planning

Successful financial planning must be systematic. This system is based on an exchange of information between you and us and ultimately leads to an individual and optimal solution for you and your family.  All services are coordinated from a single source.  Thus, basic security, asset accumulation and capital investment are coordinated individually and for the benefit of you and your family.

Getting to know each other

In the first interview, the foundation stone for future cooperation is laid by getting to know each other personally. First you give us an insight into your life, your wishes and your goals. We will then give you an overview of the many possibilities in the investment and insurance market.

Determination of requirements

The second step is a comprehensive needs-based analysis focused on your life situation and goals. The information gained from the analysis is essential for the development of a sound financial plan. They form the basis for the creation of a personalised offer.

An offer tailored to your needs

After evaluating the data, we develop a solution tailored to your needs. The offer comprises three components, which are defined according to the following priorities:

  • Basic coverage: Covering your personal and economic risks, as well as those of your family, is the top priority.
  • Capital accumulation: The aim here is to achieve the investment objective as efficiently as possible through regular savings.
  • Capital investment: Depending on the investment horizon and risk tolerance, we select the optimal investment for you from a wide range of options, completely objectively.